Zurich's natural setting of a large lake, two rivers and tree-covered hills, plus its crisp, clean air contribute to its excellent quality of life, for residents as well as visitors. Zurich's Old Town is filled with churches with tall steeples, medieval guildhalls, cobblestoned alleys and trickling fountains. No wonder the fabled "Gnomes of Zurich" like to do their financial business there.
Zurich is more than a conservative banking town, though. It's also a center for contemporary art, alternative youth culture and an energetic party scene. A number of old buildings—including a dairy, brewery and shipbuilding factory—have been converted into more modern uses, as museums, galleries, restaurants, bars and nightclubs.