The local currency is the West African CFA (XOF), used throughout French West Africa. It is linked directly to the euro. This is still a predominantly cash society. Money and traveler's checks (with passport and receipts) can be easily changed at major banks in the big cities, but you may have problems changing anything other than euros in smaller towns. Credit cards (Visa more than MasterCard) are only accepted in high-end establishments. ATMs are now found at the major banks, but may not always accept foreign cards.
Banking Hours
Monday-Friday 8 am-noon.
Taxes
There is 18% value-added tax on most luxury sales (items purchased in stores, as opposed to local markets and stalls) and accommodations. This tax is normally included in the price quoted, but check in stores for signs that give prices "hors taxe" ("without tax") and "TTC" ("Tout taxe compris" or "all taxes included").
Tipping
A service charge is normally included in the bill. If not, tip 10%-15%. If you've bargained for a taxi fare, don't tip extra.
